Borrowing with FinTech

When looking at FinTech borrowing products you will notice that Peer-to-Peer lenders dominate this space. The idea that you can borrow money directly from your peer network is one of the greatest advances in borrowing. By removing much of the outdated infrastructure the banks have always relied on to offer loans you can achieve a better rate for your borrowing and for those lending you the money.

While Peer-to-Peer dominates this segment there are always new ideas in the market to make it easier for you to borrow money. Whether it’s short term loans based on your Point of Sale facility or factoring outstanding invoices as technology improves so will the options you have to borrow money.

  • All
  • Advice
  • AI
  • Australia
  • Australian FinTech Member
  • B2B
  • B2C
  • Banking
  • Borrowing
  • Budgeting
  • Business Finance
  • Business Loans
  • Business Products
  • Business to Business
  • Buy Now Pay Later
  • Capital Raising
  • Credit Cards
  • Cryptocurrency
  • Currency
  • Data & Analytics
  • Digital Assets
  • Digital Banking
  • Digital Currency
  • Digital Payments
  • Digital Wallet
  • Europe
  • Europe FinTech Member
  • Factoring
  • Financial Services
  • FinTech
  • In AI Today Member
  • Insurance
  • Investing
  • Invoice Finance
  • Invoicing
  • Ireland
  • Ireland FinTech Co Member
  • KYC
  • Lending
  • Managed Investments
  • Mortgage
  • New Zealand
  • Payment Gateway
  • Payments
  • Peer-to-Peer
  • Personal Loans
  • Property
  • Property Technology
  • PropTech
  • SaaS
  • Savings
  • ScaleUp
  • Services
  • Short Term Loans
  • SMSF
  • StartUp
  • Switzerland
  • The Netherlands
  • UK
  • UK FinTech Co Member
  • Wholesale Investment

365 Capital

The Flexible Alternative

AAP Finance Brokers

Award winning finance brokers

Afterpay

Shop Now. Enjoy Now. Pay Later.

Alex

A bank that gets me.

Allbridge Capital

Backing Ambitious Australian Companies.

APositive

Finance & Back Office Solutions for the Workforce Industry

Athena Home Loans

Love us and leave us

Australian Credit and Finance

Get a better Home Loan

Australian Mortgage

The Australian Mortgage platform will disrupt the mortgage market enabling loans to get approved on the spot and auctions or open homes.

Axsesstoday

Equip your business the right way

Banjo Loans

Funding solutions to move your business forward.

Bene

Looking for a personal loan… with a difference?

Bigstone Capital

Bigstone Capital is an online finance market.

Bizcap

Australia’s most open-minded lender!

Bridgit

Bridging loans made for today.

Bromleigh Capital

Impact business funding made fair and easy.

Business Fuel

Making money happen

CarClarity

Get a better car loan. Hassle free.

Carrington Labs

AI-powered credit decisioning and lending solutions.

CashnGo

Applying for a loan with CashnGo is Effortless

CashPal

Super Fast Same Day Loans.

CFI Finance

Business Finance that’s Fast, Flexible, and Fair… That’s CFI Finance.

Chippit

Save faster with friends and family.

Clearmatch

Alternative Funding Fixed Income Marketplace.

Click Loans

The Online Home Loan

Clinch

Don’t dream it. Just clinch it.

CloudCase

Effective customer conversion and digital process automation for financial institutions

coaXion

Pay As You Use It Equipment Finance.

Compare n Save

Compare 100s of home loans, investment loans and SMSF loans from Australia’s most trusted lenders.

Credi

The Relationship Lending Platform

Credit Sense

Transaction analysis that makes sense

CreditSME

Credit made easy for SMEs through a credit scoring and lender match platform.

Driva

Putting you in the Driva’s seat.

eBroker

Finding the right Unsecured Business Loans just got simple.

Edstart

Edstart is a financing solution for education fees with benefits for everybody.

Effi

The Smartest Mortgage Broker Platform Ever Built!

etika

Fair finance without surprises.

Fair Go Finance

Go Forward

FiFit

Unleash Liquidity.

Fifo Capital

Working Capital and Cashflow Finance.

Financr

Let them compete for your loan on Financr.

Finsure

Australia’s leading aggregator.

Firstmac

Firstmac is Australia’s leading non-bank lender.

Friendly Finance

Your online personal loan broker

Funda

Get a business loan from a Finance Partner who cares.

Funding.com.au

The Mortgage Marketplace.

Fundo

Teeny tiny loans.

Get a Better Rate

Comparing Home Loans

Grapple

Make cash flow…

Grow Capital

Creative Lending – Commercial, Business & Personal

Grow Finance

Finance to get your business growing.

Harmoney

Personal loans to start almost anything.

HashChing

A new home for borrowers and brokers.

Hubbe

Hubbe Means Business

Hunter Galloway

Using technology to change the way people finance their homes.

illion BankStatements

The secure, incredibly easy way to retrieve your customers’ bank statements. Instantly.

Introducer.com.au

Unsecured Small Business Loans Marketplace

Invoice Money

Australia’s Leading Independent Specialist Invoice Financier.

InvoiceX

Bring your future forward.

Jacaranda Finance

The faster, easier way to get a personal loan.

Joust

Put your mortgage on the market.

La Trobe Financial

La Trobe Financial is one of Australia’s leading credit specialist.

leaselab

The life changing way to get a car.

Lend

Lend provides small business loans to Australian Small Business.

Lendi

Compare, Choose and Complete. All Online.

Liberty

The leading specialty finance group in Australia and New Zealand

Lightyear Finance

The yes way.

Live capital

Small business lending made simple.

LoanOptions.ai

Intelligent loan marketplace

Loans.com.au

The Home of Smart Money

Lumi Finance

Business funding without the guesswork.

Manage Your Loans

Take control of your finances.

Marketlend

Australia’s online marketplace for loans.

Max Funding

Max Funding, the faster and easier way to fund your business.

Maxiron Capital

#1 leader in property equity release

MitchCap

Connected Distribution Ecosystem.

Money3

Money3 is a specialist non-bank finance provider.

MONEYME

Digital loans, credit cards & more.

MoneyPlace

MoneyPlace is an online marketplace using peer to peer lending to connect investors with credit worthy borrowers looking for personal loans.

Moneytech

Boost your business with Moneytech’s lending solutions.

Moula

Business Loans. Quick. Smart. Moula provides unsecured finance options to SMEs across Australia

Mylenda

Australia’s leading finance marketplace.

Nano Home Loans

Home loans made better with data and technology.

Nifty

Online Loan Solutions

Nimble

Making finance faster.

NOW Finance

No fees and none of the bank.

Omni-Financial

Straight forward finance

OmniPay

Love your supply chain

OnDeck Australia

The small business loan specialist

Online Home Loans

The new & easy way to get a home loan

OurMoneyMarket

Simple, Fast, Low Rate Personal Loans.

Peer Estate

Exclusive marketplace for real estate loans

Pepper

Loan solutions designed to fit you

Plenti

Make your money count

Possibl

Cashflow for bigger plans.

Prospa

Keep your business moving with a funding solution to match your business needs.

Radium Capital

Providing you support when you need it

RaundTable

Built Differently.

RetainMe

RetainMe – negotiating made easy

Sail

With us, you’re not a loan.

Savings.com.au

Savings news and info for all Australians.

Savvy

Think finance, think Savvy!

Scottish Pacific

Smart money for smart business

Shift

Credit and payments platforms that help businesses trade, pay and access funds, when they need it.

Simpology

Simpology create high quality web apps for the Australian and New Zealand mortgage industries.

SocietyOne

SocietyOne is Australia’s leading Peer-to-Peer lender that connects investors with creditworthy borrowers, anonymously, in a secure online platform.

Symple Loans

Better, faster, easier and more affordable personal loans.

ThinCats

ThinCats Australia is a peer-to-peer lending platform for secured business loans to small and medium sized enterprises (SMEs).

TicToc

The smarter way to do home loans.

tim (The Invoice Market)

The fee-free way to get tomorrow’s cash flow today.

Timelio

Timelio is an online marketplace connecting businesses directly with investors to buy their customer invoices.

TP24

Incomparable business finance.

Trade Ledger

Credit & Fraud Analysis, B2B e-commerce, Cash Flow Lending.

TruePillars

Businesses and investors agreeing their own interest rates

ubank

That’s how you money.

UCapital

Smart Loans for Smart Businesses

uno

Fighting for rates that start low and stay low

Valiant Finance

Valiant is a free service that matches businesses with the best loan provider.

Waddle

Waddle is the simplest way to access on-going cash, without waiting for customer payments

Wefund

Fast, transparent non bank property & development finance.

Wisr

A fair way to financial wellness

Yozo

Redefining lending for small business.

Zip

Zip now, pay later.