Imagine a world without application forms: an experience that feels human, not cold or intrusive; that is about people and what they need. Fairness and opportunity: this is Harmoney.

Harmoney is the leading marketplace lender in Australasia. It was the first company to receive a P2P lending license from the NZ Financial Markets Authority and is the largest provider in the New Zealand market. Harmoney Australia is ASIC licensed and regulated.

Harmoney operates a marketplace where both retail and institutional lenders can invest. Retail lenders are everyday people lending money in the marketplace, while institutional lenders are financial institutions lending money.