Bank Statements v Credit Reports
Your bank account information doesn’t show up on your credit report, nor does it impact your credit score. So why use a credit report first, when bank statement analysis can give you up-to-date, clear, and valuable information to determine whether you can take on more debt. Every time you apply for a phone, internet, or credit of any kind, an entry is made on your credit report. If you are denied or your service is cancelled or overdue, it can and is usually added to your report, affecting your credit score and what lenders will offer you. Depending on the credit reporting agency that is used, your score will be […]
NAB, Fiskil & Zepto become Accredited Data Recipients
Newly accredited Data Recipients, Fiskil, offers a unique solution in the banking energy sector, with a view to democratise access to “Open Banking”.
Why old school technology is slowly killing the credit card
You can’t build a spaceship out of wood. Similarly, you can’t expect to deliver the best possible, modern credit card offering using outdated technology.
ClearScore secures US$200m investment from Invus Opportunities
Invus Opportunities, the global equity investor, has made a substantial, long term investment in ClearScore.
Australian FinTech company profile #116 – Clear Dynamics
Clear Dynamics’ mission is to free businesses from fixed system constraints and complexity, so they can focus on their growth rather than their technology.
Australian BNPL Business Credit Card Cape strengthens exec team
Cape, the first BNPL Business Credit Card, has announce the appointment of Gerry Hoare as its first Non-Executive Director.
Australian FinTech company profile #92 – ClearScore
ClearScore make finances simpler and easier for people so they can save money, starting by giving them their credit report for free.
Access to credit critical to small business survival: Ombudsman
The Australian Small Business and Family Enterprise Ombudsman welcomes the decision to provide some non-bank lenders with access to the SME Guarantee Scheme