Search Result: max id

Aug
26

HashChing brings to market a loan for new business founders and entrepreneurs

Talk to anyone who’s ever tried to get a home loan without a regular payslip or evidence of recurring earnings – and the answer is almost universal – NO.   In a regulatory environment being ever tightened by APRA – it would appear the risk profile of lenders is forever shrinking, virtually closing the door on home loan options for start up founders and entrepreneurs. Until now.   HashChing, the online marketplace for pre-negotiated cheap home loan deals has a new product just for founders and owners of start up businesses.   The home loan, from a leading Australian specialty lender, is available to start up business owners with no […]

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Octet

Powering Business.

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Jul
26

A VC’s perspective on Blockchain opportunities & impacts on Australia

by Victor Jiang, Managing Partner, Sapien Ventures LLP. I was truly honoured to have presented to and judged alongside a distinguished panel (from ANZ, Westpac, UBS, & Northern Trust) and key industry leaders at the inaugural Australian Blockchain Summit 2016 (Melbourne June 28-30th, 2016), and to have a chance to speak about what we felt are the opportunities and impacts of Blockchain on Australia. (The speech was immediately before a pitch/showcase session of 6 excitingly disruptive blockchain startups from USA and Australia, including one dialling in from 3am in their local time!) __________________________________ I’m really excited and honoured to be here, speaking just ahead of some truly exciting startups in the blockchain space. […]

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A VC’s perspective on Blockchain opportunities & impacts on Australia

by Victor Jiang, Managing Partner, Sapien Ventures LLP. I was truly honoured to have presented to and judged alongside a distinguished panel (from ANZ, Westpac, UBS, & Northern Trust) and key industry leaders at the inaugural Australian Blockchain Summit 2016 (Melbourne June 28-30th, 2016), and to have a chance to speak about what we felt are the opportunities and impacts of Blockchain on Australia. (The speech was immediately before a pitch/showcase session of 6 excitingly disruptive blockchain startups from USA and Australia, including one dialling in from 3am in their local time!) __________________________________ I’m really excited and honoured to be here, speaking just ahead of some truly exciting startups in the blockchain space. […]

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Fintech Kyckr scales back raising

Fintech business Kyckr has scaled back the size of its proposed initial public offering and increased the size of the free float to bankroll its global expansion plans. After initially proposing to raise between $6 million and $8m by floating on the ASX in June, Kyckr slowed down the listing process and will now raise a maximum of $6m and offer 35 per cent of the company to new external investors. “We have purposely slowed it down because we didn’t want to fall into a listing amid all the noise of the June-July period. There will be more clear air in the August period,’’ said managing director David Cassidy. “Time […]

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Fintech marketplace lender Bigstone launches in Australia

Bigstone, a fintech marketplace lender, announced today the launch of simple, fast and fair funding, offering the best small business loans in Australia. Bigstone was conceived by a team of finance industry experts who saw the future of finance in the smart application of technology to cut out the banking middleman to directly connect borrowers and lenders in a safe and secure lending marketplace. With over 100 years of combined banking experience, Bigstone have taken the closely guarded lending recipes used by banks and added new sources of data and proprietary algorithms to deliver the most competitive small business lending rates in the country for creditworthy small businesses.   According […]

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The ten year gap in financial services technology

In my estimation, technology in traditional financial services lag other industries by about a decade. Having trouble remembering what your online life was like in 2006? Here’s a benchmark: Facebook, Twitter, and the iPhone are each more than 10 years old. Sure, the word fintech has been all the rage the past couple of years, but it’s not a good sign when the word “tech” is wrenched into a moniker to explain what the companies involved actually do. We don’t refer to Uber as “taxitech,” just like we don’t think of Airbnb as “hoteltech.” It just works. It’s how we live. I’m not sure who coined the term fintech, but I can confidently say it’s been popularised […]

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May
11

Birch gets your credit card rewards in order

Credit card reward programs can be confusing, and each can be totally different from the next. So managing all your points and rewards can quickly become a headache. Enter Birch, a service that helps users manage their rewards programs and points across multiple credit cards and accounts. Birch plugs into a bank account, looks at a user’s spending habits and recommends what kinds of cards they should sign up for, or how they should spend their money in order to maximize their point returns. For example, Birch might recommend that a user buys products with a specific card at a store like Macy’s in order to get the most points. […]

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