Wisr delivers $140 million in loan originations, accelerating growth and exceeding FY25 guidance

ASX-listed Wisr Limited has delivered strong performance in Q4 FY25, driven by a significant uplift in loan originations and marking the third consecutive quarter of loan book growth.

Total originations for the quarter reached $140.3 million, a 154% increase on Q4 FY24 ($55.2 million), underpinned by strong growth across both personal and secured vehicle loan products.

For the full year, Wisr achieved 101% growth in loan originations, exceeding its upgraded guidance of 90%+.

Wisr’s credit performance also improved significantly, with arrears and net losses both decreasing.

Wisr CEO Andrew Goodwin said, “We are extremely pleased with our Q4 FY25 results, which capped off a standout year for Wisr. We delivered our third consecutive quarter of loan book growth and our fifth straight quarter of loan origination growth, finishing the quarter with $140.3 million in new loans originated across our personal and secured vehicle products.

“For the full year, we achieved 101% loan origination growth, exceeding our upgraded guidance of 90%+, a clear demonstration of the business executing on its growth strategy.

“Importantly, we maintained our focus on credit quality, with 90+ day arrears decreasing by 18 bps points to 1.40% (Q4 FY24: 1.58%) and net losses decreasing by 109 bps to 1.66% (Q4 FY24: 2.75%), reflecting the benefits of our enhanced arrears management and risk frameworks.

“These results highlight Wisr’s successful return to growth and the scalability of our operating model, underpinned by continued investment in automation and technology-led processes. The execution of our third warehouse facility in Q4 FY25 provides additional funding capacity to support strong momentum into FY26 and beyond,” concluded Goodwin.