Valiant Finance reaches $2.5 billion milestone in business loans
Valiant Finance, a leader in connecting Australian small and medium-sized enterprises (SMEs) to a broad range of business lending options, has hit a significant milestone, facilitating over $2.5 billion in business loans since its conception in 2015. This highlights the growing shift towards alternative lending solutions among Australian SMEs as traditional banks tighten their credit policies.
Valiant has now helped over 20,000 Australian SMEs secure the funding they need, supporting businesses at every stage of growth. From start-ups to established enterprises, its network of over 80 lending partners has enabled businesses to access the right financial solutions, fostering sustainable growth.
“Reaching $2.5 billion in loans written is more than just a number – it represents tens of thousands of Australian businesses who have found funding solutions when they needed it most,” said Alex Molloy (pictured), Co-Founder of Valiant Finance.
“As traditional lenders become more restrictive in their lending criteria, we’re seeing huge demand from SMEs looking for alternative options to fuel their growth and manage their operations. We aim to ensure businesses can access the right financing, whether it’s equipment finance, working capital, or commercial property acquisitions.
“Every industry has unique funding needs and cycles and we have developed deep expertise across hospitality, construction, professional services, logistics, and retail, allowing us to connect businesses with lenders who understand their sector-specific challenges and opportunities.”
Valiant’s network of over 80 lenders—including major banks and innovative alternative lenders—provides unparalleled access to Australia’s diverse business lending market. While businesses in the past typically approached only their bank for funding, this is no longer the case. There is a growing sophistication in alternative lending solutions and an increased acceptance by customers of non-bank lenders among Australian businesses.
“There’s no doubt been a shift in demand from business owners for more flexible financing options than traditional banks can offer,” said Ritchie Cotton (pictured), Co-Founder of Valiant Finance.
With an average loan size of $60,000, and having settled a deal for as big as $16 million, the 10-year-old firm has big growth ambitions as sector sentiment starts to improve.
“Demand for loans despite economic headwinds hasn’t subsided,” says Alex. “What has changed is the number of settlements which has driven huge demand for our offer as we help businesses understand and improve their ‘financeability’. It took us 70 months to get to $1 billion in loans settled and just 28 months to get from $ 1.5 billion – $2.5 billion.
“We look forward to continuing to support Australian businesses through each phase of their journey.”
