Change Financial (ASX: CCA, OTCQX: CNGFF) is an award-winning banking software provider and blockchain investment company.

DIRECT TO CONSUMER

Via its flagship consumer banking product, ‘ChimpChange Mobile Banking’​, customers are provided with low fee bank accounts and innovative money management tools. At the 2017 PayAwards, ChimpChange won Best Mobile App, Start-up of the Year, and Consumer Champion. The technology comprises a micro-services architecture, is cloud based, API driven, and built on an internal blockchain framework.

ENTERPRISE / SAAS

Change Financial makes its entire technology stack available to financial institutions. Parties can choose to integrate in a number of ways, from full-stack ‘bolt on banking’​, to licensing just a single element of the technology. Change Financial also is building a Mastercard certified payments and transactions processor; with innovations such as card holder level controls, geolocation and tagging of transactions, cash back rewards, referral programs, smart push notifications, merchant-level fraud reduction, auto-declining of suspected fraud and much more. This technology is available to financial institutions looking for an innovative card processor.

BLOCKCHAIN / CRYPTOCURRENCY

Change Financial made a strategic investment (cash and intellectual property) into ivyKoin™ (www.ivyKoin.com). ivyKoin is a blockchain-based cryptocurrency that comes embedded with significant Know Your Transaction (KYT) and Know Your Customer (KYC) information to encourage the acceptance of cryptocurrency by traditional banks and financial institutions.