Change Financial (ASX: CCA, OTCQX: CNGFF) is an award-winning banking software provider and blockchain investment company.


Via its flagship consumer banking product, ‘ChimpChange Mobile Banking’​, customers are provided with low fee bank accounts and innovative money management tools. At the 2017 PayAwards, ChimpChange won Best Mobile App, Start-up of the Year, and Consumer Champion. The technology comprises a micro-services architecture, is cloud based, API driven, and built on an internal blockchain framework.


Change Financial makes its entire technology stack available to financial institutions. Parties can choose to integrate in a number of ways, from full-stack ‘bolt on banking’​, to licensing just a single element of the technology. Change Financial also is building a Mastercard certified payments and transactions processor; with innovations such as card holder level controls, geolocation and tagging of transactions, cash back rewards, referral programs, smart push notifications, merchant-level fraud reduction, auto-declining of suspected fraud and much more. This technology is available to financial institutions looking for an innovative card processor.


Change Financial made a strategic investment (cash and intellectual property) into ivyKoin™ ( ivyKoin is a blockchain-based cryptocurrency that comes embedded with significant Know Your Transaction (KYT) and Know Your Customer (KYC) information to encourage the acceptance of cryptocurrency by traditional banks and financial institutions.