Beyond Merchant Capital (est. 2016) has extensive lending experience in the cash advance industry, having founded successful cash advance businesses in several countries worldwide. Their shareholders include Merchant Capital who are in turn backed by Capricorn Capital Group and RMI Holdings Ltd. The Capricorn Group is associated with the broader Yellowwoods Group, which includes Hollard Insurance (In Australia: Real, Guardian, Woolworths, MediBank, RSPCA, AUSURE among others). The investment group, RMI, has underlying investments including MMI, Discovery Holdings and OUTsurance (In Australia Youi Insurance). Beyond Merchant Capital’s mission is to support the innovation and modernization of financial services in Australia. In this way, the fintech leader develops innovative financial products that delivers bespoke user experiences to businesses. Beyond Merchant Capital’s target market are digital native users who expect fast, simple and honest financial services products as well as an enjoyable user experience. Beyond Merchant Capital’s strategy also includes commercial alliances within the local and international financial landscape.

The culmination of our partnership with Merchant Capital, Capricorn Capital and RMI Holdings has created a team with extensive experience, knowledge base, and innovation in the Fintech arena.